Google Auth | Authy | OTP Auth |
---|---|---|
Android | Android | N/A |
iOS | iOS | iOS |
Store | Product |
---|---|
Gyft | Gift cards for hundreds of retailers including Amazon, Target, Walmart, Starbucks, Whole Foods, CVS, Lowes, Home Depot, iTunes, Best Buy, Sears, Kohls, eBay, GameStop, etc. |
Spendabit, Overstock and The Bitcoin Directory | Retail shopping with millions of results |
ShakePay | Generate one time use Visa cards in seconds |
NewEgg and Dell | For all your electronics needs |
Bitwa.la, Coinbills, Piixpay, Bitbill.eu, Bylls, Coins.ph, Bitrefill, LivingRoomofSatoshi, Coinsfer, and more | Bill payment |
Menufy, Takeaway and Thuisbezorgd NL | Takeout delivered to your door |
Expedia, Cheapair, Destinia, Abitsky, SkyTours, the Travel category on Gyft and 9flats | For when you need to get away |
Cryptostorm, Mullvad, and PIA | VPN services |
Namecheap, Porkbun | Domain name registration |
Stampnik | Discounted USPS Priority, Express, First-Class mail postage |
Site | Description |
---|---|
WorkingForBitcoins, Bitwage, Cryptogrind, Coinality, Bitgigs, /Jobs4Bitcoins, BitforTip, Rein Project | Freelancing |
Lolli | Earn bitcoin when you shop online! |
OpenBazaar, Purse.io, Bitify, /Bitmarket, 21 Market | Marketplaces |
/GirlsGoneBitcoin NSFW | Adult services |
A-ads, Coinzilla.io | Advertising |
Project | Description |
---|---|
Lightning Network | Second layer scaling |
Blockstream, Rootstock and Drivechain | Sidechains |
Hivemind and Augur | Prediction markets |
Tierion and Factom | Records & Titles on the blockchain |
BitMarkets, DropZone, Beaver and Open Bazaar | Decentralized markets |
JoinMarket and Wasabi Wallet | CoinJoin implementation |
Coinffeine and Bisq | Decentralized bitcoin exchanges |
Keybase | Identity & Reputation management |
Abra | Global P2P money transmitter network |
Bitcore | Open source Bitcoin javascript library |
Unit | Symbol | Value | Info |
---|---|---|---|
bitcoin | BTC | 1 bitcoin | one bitcoin is equal to 100 million satoshis |
millibitcoin | mBTC | 1,000 per bitcoin | used as default unit in recent Electrum wallet releases |
bit | bit | 1,000,000 per bitcoin | colloquial "slang" term for microbitcoin (μBTC) |
satoshi | sat | 100,000,000 per bitcoin | smallest unit in bitcoin, named after the inventor |
![]() | Dragonchain Public Proposal TL;DR:Dragonchain has demonstrated twice Reddit’s entire total daily volume (votes, comments, and posts per Reddit 2019 Year in Review) in a 24-hour demo on an operational network. Every single transaction on Dragonchain is decentralized immediately through 5 levels of Dragon Net, and then secured with combined proof on Bitcoin, Ethereum, Ethereum Classic, and Binance Chain, via Interchain. At the time, in January 2020, the entire cost of the demo was approximately $25K on a single system (transaction fees locked at $0.0001/txn). With current fees (lowest fee $0.0000025/txn), this would cost as little as $625.Watch Joe walk through the entire proposal and answer questions on YouTube. This proposal is also available on the Dragonchain blog. Hello Reddit and Ethereum community!I’m Joe Roets, Founder & CEO of Dragonchain. When the team and I first heard about The Great Reddit Scaling Bake-Off we were intrigued. We believe we have the solutions Reddit seeks for its community points system and we have them at scale.For your consideration, we have submitted our proposal below. The team at Dragonchain and I welcome and look forward to your technical questions, philosophical feedback, and fair criticism, to build a scaling solution for Reddit that will empower its users. Because our architecture is unlike other blockchain platforms out there today, we expect to receive many questions while people try to grasp our project. I will answer all questions here in this thread on Reddit, and I've answered some questions in the stream on YouTube. We have seen good discussions so far in the competition. We hope that Reddit’s scaling solution will emerge from The Great Reddit Scaling Bake-Off and that Reddit will have great success with the implementation. Executive summaryDragonchain is a robust open source hybrid blockchain platform that has proven to withstand the passing of time since our inception in 2014. We have continued to evolve to harness the scalability of private nodes, yet take full advantage of the security of public decentralized networks, like Ethereum. We have a live, operational, and fully functional Interchain network integrating Bitcoin, Ethereum, Ethereum Classic, and ~700 independent Dragonchain nodes. Every transaction is secured to Ethereum, Bitcoin, and Ethereum Classic. Transactions are immediately usable on chain, and the first decentralization is seen within 20 seconds on Dragon Net. Security increases further to public networks ETH, BTC, and ETC within 10 minutes to 2 hours. Smart contracts can be written in any executable language, offering full freedom to existing developers. We invite any developer to watch the demo, play with our SDK’s, review open source code, and to help us move forward. Dragonchain specializes in scalable loyalty & rewards solutions and has built a decentralized social network on chain, with very affordable transaction costs. This experience can be combined with the insights Reddit and the Ethereum community have gained in the past couple of months to roll out the solution at a rapid pace.Response and PoCIn The Great Reddit Scaling Bake-Off post, Reddit has asked for a series of demonstrations, requirements, and other considerations. In this section, we will attempt to answer all of these requests.Live DemoA live proof of concept showing hundreds of thousands of transactionsOn Jan 7, 2020, Dragonchain hosted a 24-hour live demonstration during which a quarter of a billion (250 million+) transactions executed fully on an operational network. Every single transaction on Dragonchain is decentralized immediately through 5 levels of Dragon Net, and then secured with combined proof on Bitcoin, Ethereum, Ethereum Classic, and Binance Chain, via Interchain. This means that every single transaction is secured by, and traceable to these networks. An attack on this system would require a simultaneous attack on all of the Interchained networks. 24 hours in 4 minutes (YouTube): 24 hours in 4 minutes The demonstration was of a single business system, and any user is able to scale this further, by running multiple systems simultaneously. Our goals for the event were to demonstrate a consistent capacity greater than that of Visa over an extended time period. Tooling to reproduce our demo is available here: https://github.com/dragonchain/spirit-bomb Source CodeSource code (for on & off-chain components as well tooling used for the PoC). The source code does not have to be shared publicly, but if Reddit decides to use a particular solution it will need to be shared with Reddit at some point. ScalingHow it works & scales Architectural ScalingDragonchain’s architecture attacks the scalability issue from multiple angles. Dragonchain is a hybrid blockchain platform, wherein every transaction is protected on a business node to the requirements of that business or purpose. A business node may be held completely private or may be exposed or replicated to any level of exposure desired.Every node has its own blockchain and is independently scalable. Dragonchain established Context Based Verification as its consensus model. Every transaction is immediately usable on a trust basis, and in time is provable to an increasing level of decentralized consensus. A transaction will have a level of decentralization to independently owned and deployed Dragonchain nodes (~700 nodes) within seconds, and full decentralization to BTC and ETH within minutes or hours. Level 5 nodes (Interchain nodes) function to secure all transactions to public or otherwise external chains such as Bitcoin and Ethereum. These nodes scale the system by aggregating multiple blocks into a single Interchain transaction on a cadence. This timing is configurable based upon average fees for each respective chain. For detailed information about Dragonchain’s architecture, and Context Based Verification, please refer to the Dragonchain Architecture Document. Economic ScalingAn interesting feature of Dragonchain’s network consensus is its economics and scarcity model. Since Dragon Net nodes (L2-L4) are independent staking nodes, deployment to cloud platforms would allow any of these nodes to scale to take on a large percentage of the verification work. This is great for scalability, but not good for the economy, because there is no scarcity, and pricing would develop a downward spiral and result in fewer verification nodes. For this reason, Dragonchain uses TIME as scarcity.TIME is calculated as the number of Dragons held, multiplied by the number of days held. TIME influences the user’s access to features within the Dragonchain ecosystem. It takes into account both the Dragon balance and length of time each Dragon is held. TIME is staked by users against every verification node and dictates how much of the transaction fees are awarded to each participating node for every block. TIME also dictates the transaction fee itself for the business node. TIME is staked against a business node to set a deterministic transaction fee level (see transaction fee table below in Cost section). This is very interesting in a discussion about scaling because it guarantees independence for business implementation. No matter how much traffic appears on the entire network, a business is guaranteed to not see an increased transaction fee rate. Scaled DeploymentDragonchain uses Docker and Kubernetes to allow the use of best practices traditional system scaling. Dragonchain offers managed nodes with an easy to use web based console interface. The user may also deploy a Dragonchain node within their own datacenter or favorite cloud platform. Users have deployed Dragonchain nodes on-prem on Amazon AWS, Google Cloud, MS Azure, and other hosting platforms around the world. Any executable code, anything you can write, can be written into a smart contract. This flexibility is what allows us to say that developers with no blockchain experience can use any code language to access the benefits of blockchain. Customers have used NodeJS, Python, Java, and even BASH shell script to write smart contracts on Dragonchain.With Docker containers, we achieve better separation of concerns, faster deployment, higher reliability, and lower response times. We chose Kubernetes for its self-healing features, ability to run multiple services on one server, and its large and thriving development community. It is resilient, scalable, and automated. OpenFaaS allows us to package smart contracts as Docker images for easy deployment. Contract deployment time is now bounded only by the size of the Docker image being deployed but remains fast even for reasonably large images. We also take advantage of Docker’s flexibility and its ability to support any language that can run on x86 architecture. Any image, public or private, can be run as a smart contract using Dragonchain. Flexibility in ScalingDragonchain’s architecture considers interoperability and integration as key features. From inception, we had a goal to increase adoption via integration with real business use cases and traditional systems.We envision the ability for Reddit, in the future, to be able to integrate alternate content storage platforms or other financial services along with the token.
CostCost estimates (on-chain and off-chain) For the purpose of this proposal, we assume that all transactions are on chain (posts, replies, and votes).On the Dragonchain network, transaction costs are deterministic/predictable. By staking TIME on the business node (as described above) Reddit can reduce transaction costs to as low as $0.0000025 per transaction. Dragonchain Fees Table Getting StartedHow to run itBuilding on Dragonchain is simple and requires no blockchain experience. Spin up a business node (L1) in our managed environment (AWS), run it in your own cloud environment, or on-prem in your own datacenter. Clear documentation will walk you through the steps of spinning up your first Dragonchain Level 1 Business node. Getting started is easy...
ArchitectureDragonchain is an open source hybrid platform. Through Dragon Net, each chain combines the power of a public blockchain (like Ethereum) with the privacy of a private blockchain. Dragonchain organizes its network into five separate levels. A Level 1, or business node, is a totally private blockchain only accessible through the use of public/private keypairs. All business logic, including smart contracts, can be executed on this node directly and added to the chain. After creating a block, the Level 1 business node broadcasts a version stripped of sensitive private data to Dragon Net. Three Level 2 Validating nodes validate the transaction based on guidelines determined from the business. A Level 3 Diversity node checks that the level 2 nodes are from a diverse array of locations. A Level 4 Notary node, hosted by a KYC partner, then signs the validation record received from the Level 3 node. The transaction hash is ledgered to the Level 5 public chain to take advantage of the hash power of massive public networks. Dragon Net can be thought of as a “blockchain of blockchains”, where every level is a complete private blockchain. Because an L1 can send to multiple nodes on a single level, proof of existence is distributed among many places in the network. Eventually, proof of existence reaches level 5 and is published on a public network. API DocumentationAPIs (on chain & off) SDK Source
Nobody’s PerfectKnown issues or tradeoffs
Costs and resourcesSummary of cost & resource information for both on-chain & off-chain components used in the PoC, as well as cost & resource estimates for further scaling. If your PoC is not on mainnet, make note of any mainnet caveats (such as congestion issues).Every transaction on the PoC system had a transaction fee of $0.0001 (one-hundredth of a cent USD). At 256MM transactions, the demo cost $25,600. With current operational fees, the same demonstration would cost $640 USD. For the demonstration, to achieve throughput to mimic a worldwide payments network, we modeled several clients in AWS and 4-5 business nodes to handle the traffic. The business nodes were tuned to handle higher throughput by adjusting memory and machine footprint on AWS. This flexibility is valuable to implementing a system such as envisioned by Reddit. Given that Reddit’s daily traffic (posts, replies, and votes) is less than half that of our demo, we would expect that the entire Reddit system could be handled on 2-5 business nodes using right-sized containers on AWS or similar environments. Verification was accomplished on the operational Dragon Net network with over 700 independently owned verification nodes running around the world at no cost to the business other than paid transaction fees. RequirementsScalingThis PoC should scale to the numbers below with minimal costs (both on & off-chain). There should also be a clear path to supporting hundreds of millions of users.During Dragonchain’s 24 hour demo, the above required numbers were reached within the first few minutes. Reddit’s total activity is 9000% more than Ethereum’s total transaction level. Even if you do not include votes, it is still 700% more than Ethereum’s current volume. Dragonchain has demonstrated that it can handle 250 million transactions a day, and it’s architecture allows for multiple systems to work at that level simultaneously. In our PoC, we demonstrate double the full capacity of Reddit, and every transaction was proven all the way to Bitcoin and Ethereum. Reddit Scaling on Ethereum DecentralizationSolutions should not depend on any single third-party provider. We prefer solutions that do not depend on specific entities such as Reddit or another provider, and solutions with no single point of control or failure in off-chain components but recognize there are numerous trade-offs to considerDragonchain’s architecture calls for a hybrid approach. Private business nodes hold the sensitive data while the validation and verification of transactions for the business are decentralized within seconds and secured to public blockchains within 10 minutes to 2 hours. Nodes could potentially be controlled by owners of individual subreddits for more organic decentralization.
Usability Scaling solutions should have a simple end user experience.Users shouldn't have to maintain any extra state/proofs, regularly monitor activity, keep track of extra keys, or sign anything other than their normal transactionsDragonchain and its customers have demonstrated extraordinary usability as a feature in many applications, where users do not need to know that the system is backed by a live blockchain. Lyceum is one of these examples, where the progress of academy courses is being tracked, and successful completion of courses is rewarded with certificates on chain. Our @Save_The_Tweet bot is popular on Twitter. When used with one of the following hashtags - #please, #blockchain, #ThankYou, or #eternalize the tweet is saved through Eternal to multiple blockchains. A proof report is available for future reference. Other examples in use are DEN, our decentralized social media platform, and our console, where users can track their node rewards, view their TIME, and operate a business node. Examples: Transactions complete in a reasonable amount of time (seconds or minutes, not hours or days)All transactions are immediately usable on chain by the system. A transaction begins the path to decentralization at the conclusion of a 5-second block when it gets distributed across 5 separate community run nodes. Full decentralization occurs within 10 minutes to 2 hours depending on which interchain (Bitcoin, Ethereum, or Ethereum Classic) the transaction hits first. Within approximately 2 hours, the combined hash power of all interchained blockchains secures the transaction. Free to use for end users (no gas fees, or fixed/minimal fees that Reddit can pay on their behalf)With transaction pricing as low as $0.0000025 per transaction, it may be considered reasonable for Reddit to cover transaction fees for users. All of Reddit's Transactions on Blockchain (month) Community points can be earned by users and distributed directly to their Reddit account in batch (as per Reddit minting plan), and allow users to withdraw rewards to their Ethereum wallet whenever they wish. Withdrawal fees can be paid by either user or Reddit. This model has been operating inside the Dragonchain system since 2018, and many security and financial compliance features can be optionally added. We feel that this capability greatly enhances user experience because it is seamless to a regular user without cryptocurrency experience, yet flexible to a tech savvy user. With regard to currency or token transactions, these would occur on the Reddit network, verified to BTC and ETH. These transactions would incur the $0.0000025 transaction fee. To estimate this fee we use the monthly active Reddit users statista with a 60% adoption rate and an estimated 10 transactions per month average resulting in an approximate $720 cost across the system. Reddit could feasibly incur all associated internal network charges (mining/minting, transfer, burn) as these are very low and controllable fees. Reddit Internal Token Transaction Fees Reddit Ethereum Token Transaction Fees When we consider further the Ethereum fees that might be incurred, we have a few choices for a solution.
Bonus PointsUsers should be able to view their balances & transactions via a blockchain explorer-style interfaceFrom interfaces for users who have no knowledge of blockchain technology to users who are well versed in blockchain terms such as those present in a typical block explorer, a system powered by Dragonchain has flexibility on how to provide balances and transaction data to users. Transactions can be made viewable in an Eternal Proof Report, which displays raw data along with TIME staking information and traceability all the way to Bitcoin, Ethereum, and every other Interchained network. The report shows fields such as transaction ID, timestamp, block ID, multiple verifications, and Interchain proof. See example here. Node payouts within the Dragonchain console are listed in chronological order and can be further seen in either Dragons or USD. See example here. In our social media platform, Dragon Den, users can see, in real-time, their NRG and MTR balances. See example here. A new influencer app powered by Dragonchain, Raiinmaker, breaks down data into a user friendly interface that shows coin portfolio, redeemed rewards, and social scores per campaign. See example here. Exiting is fast & simpleWithdrawing funds on Dragonchain’s console requires three clicks, however, withdrawal scenarios with more enhanced security features per Reddit’s discretion are obtainable. Interoperability Compatibility with third party apps (wallets/contracts/etc) is necessary.Proven interoperability at scale that surpasses the required specifications. Our entire platform consists of interoperable blockchains connected to each other and traditional systems. APIs are well documented. Third party permissions are possible with a simple smart contract without the end user being aware. No need to learn any specialized proprietary language. Any code base (not subsets) is usable within a Docker container. Interoperable with any blockchain or traditional APIs. We’ve witnessed relatively complex systems built by engineers with no blockchain or cryptocurrency experience. We’ve also demonstrated the creation of smart contracts within minutes built with BASH shell and Node.js. Please see our source code and API documentation. Scaling solutions should be extensible and allow third parties to build on top of it Open source and extensible Documentation should be clear and completeFor full documentation, explore our docs, SDK’s, Github repo’s, architecture documents, original Disney documentation, and other links or resources provided in this proposal.
Third-party permissionless integrations should be possible & straightforward Smart contracts are Docker based, can be written in any language, use full language (not subsets), and can therefore be integrated with any system including traditional system APIs. Simple is better. Learning an uncommon or proprietary language should not be necessary.Advanced knowledge of mathematics, cryptography, or L2 scaling should not be required. Compatibility with common utilities & toolchains is expected. Dragonchain business nodes and smart contracts leverage Docker to allow the use of literally any language or executable code. No proprietary language is necessary. We’ve witnessed relatively complex systems built by engineers with no blockchain or cryptocurrency experience. We’ve also demonstrated the creation of smart contracts within minutes built with BASH shell and Node.js. BonusBonus Points: Show us how it works. Do you have an idea for a cool new use case for Community Points? Build it! TIMECommunity points could be awarded to Reddit users based upon TIME too, whereas the longer someone is part of a subreddit, the more community points someone naturally gained, even if not actively commenting or sharing new posts. A daily login could be required for these community points to be credited. This grants awards to readers too and incentivizes readers to create an account on Reddit if they browse the website often. This concept could also be leveraged to provide some level of reputation based upon duration and consistency of contribution to a community subreddit.Dragon DenDragonchain has already built a social media platform that harnesses community involvement. Dragon Den is a decentralized community built on the Dragonchain blockchain platform. Dragon Den is Dragonchain’s answer to fake news, trolling, and censorship. It incentivizes the creation and evaluation of quality content within communities. It could be described as being a shareholder of a subreddit or Reddit in its entirety. The more your subreddit is thriving, the more rewarding it will be. Den is currently in a public beta and in active development, though the real token economy is not live yet. There are different tokens for various purposes. Two tokens are Lair Ownership Rights (LOR) and Lair Ownership Tokens (LOT). LOT is a non-fungible token for ownership of a specific Lair. LOT will only be created and converted from LOR.Energy (NRG) and Matter (MTR) work jointly. Your MTR determines how much NRG you receive in a 24-hour period. Providing quality content, or evaluating content will earn MTR. Security. Users have full ownership & control of their points.All community points awarded based upon any type of activity or gift, are secured and provable to all Interchain networks (currently BTC, ETH, ETC). Users are free to spend and withdraw their points as they please, depending on the features Reddit wants to bring into production. Balances and transactions cannot be forged, manipulated, or blocked by Reddit or anyone elseUsers can withdraw their balance to their ERC20 wallet, directly through Reddit. Reddit can cover the fees on their behalf, or the user covers this with a portion of their balance. Users should own their points and be able to get on-chain ERC20 tokens without permission from anyone elseThrough our console users can withdraw their ERC20 rewards. This can be achieved on Reddit too. Here is a walkthrough of our console, though this does not show the quick withdrawal functionality, a user can withdraw at any time. https://www.youtube.com/watch?v=aNlTMxnfVHw Points should be recoverable to on-chain ERC20 tokens even if all third-parties involved go offlineIf necessary, signed transactions from the Reddit system (e.g. Reddit + Subreddit) can be sent to the Ethereum smart contract for minting. A public, third-party review attesting to the soundness of the design should be availableTo our knowledge, at least two large corporations, including a top 3 accounting firm, have conducted positive reviews. These reviews have never been made public, as Dragonchain did not pay or contract for these studies to be released. Bonus pointsSee above Compatibility with HSMs & hardware walletsFor the purpose of this proposal, all tokenization would be on the Ethereum network using standard token contracts and as such, would be able to leverage all hardware wallet and Ethereum ecosystem services. Other ConsiderationsMinting/distributing tokens is not performed by Reddit directlyThis operation can be automated by smart contract on Ethereum. Subreddits can if desired have a role to play. One off point burning, as well as recurring, non-interactive point burning (for subreddit memberships) should be possible and scalableThis is possible and scalable with interaction between Dragonchain Reddit system and Ethereum token contract(s). Fully open-source solutions are strongly preferredDragonchain is fully open source (see section on Disney release after conclusion). ConclusionWhether it is today, or in the future, we would like to work together to bring secure flexibility to the highest standards. It is our hope to be considered by Ethereum, Reddit, and other integrative solutions so we may further discuss the possibilities of implementation. In our public demonstration, 256 million transactions were handled in our operational network on chain in 24 hours, for the low cost of $25K, which if run today would cost $625. Dragonchain’s interoperable foundation provides the atmosphere necessary to implement a frictionless community points system. Thank you for your consideration of our proposal. We look forward to working with the community to make something great!Disney Releases Blockchain Platform as Open SourceThe team at Disney created the Disney Private Blockchain Platform. The system was a hybrid interoperable blockchain platform for ledgering and smart contract development geared toward solving problems with blockchain adoption and usability. All objective evaluation would consider the team’s output a success. We released a list of use cases that we explored in some capacity at Disney, and our input on blockchain standardization as part of our participation in the W3C Blockchain Community Group.https://lists.w3.org/Archives/Public/public-blockchain/2016May/0052.html Open SourceIn 2016, Roets proposed to release the platform as open source to spread the technology outside of Disney, as others within the W3C group were interested in the solutions that had been created inside of Disney.Following a long process, step by step, the team met requirements for release. Among the requirements, the team had to:
The Disney Open Source Committee approved the application known as OSSRELEASE-10, and the code was released on October 2, 2016. Disney decided to not issue a press release. Original OSSRELASE-10 document Dragonchain FoundationThe Dragonchain Foundation was created on January 17, 2017. https://den.social/l/Dragonchain/24130078352e485d96d2125082151cf0/dragonchain-and-disney/ |
Robinhood | $2 - $200 of stock for opening an account. No deposit required. | I will pay you 50% of the stock I get up to $50 | Terms |
---|---|---|---|
Aspiration | $50 for spending $250 with their debit card within 3 months. | I will pay you $10 | Terms |
Chase Checking Account | $200 for opening a Chase Checking account with qualifying direct deposit. | I will pay you $10 | Terms |
Chase Freedom Unlimited | $200 for signing up for a Chase Freedom Unlimited credit card and spending $500 within 3 months. | I will pay you $20 | Terms |
Chase Sapphire Preferred | 60,000 bonus points with Chase Sapphire Preferred After you spend $4,000 on purchases in the first 3 months, that's $750 toward travel when you redeem through Chase Ultimate Rewards®. | I will pay you $25 | Terms |
Amex Gold Card | 40,000 Membership Rewards points after you spend $4,000 on purchases on your new Card in your first 3 months of Card Membership. | I will pay you $25 | Terms |
N26 | $10 For depositing $20 and spending $20 with your N26 debit card (I just reload my Amazon gift card balance) | I will pay you $5 | Terms |
OneFinance | $20 for depositing $100 from any source + $5 for downloading the app. | I will pay you $5 | Terms |
SoFi Money | $25 for depositing $500 from any source. | I will pay you $10 | Terms |
SoFi Loans | $300 for refinancing a student loan or taking a personal loan. | I will pay you $50 | Terms |
SkyOne Credit Union | $25 for opening an account, deposit $25 and keep open for 30 days. | I will pay you $5 | Terms |
BlockFi | $10 in BTC for depositing $100 of crypto and holding for 30 days! | I will pay you $2 | Terms |
Coinlist | $10 in BTC for making a single trade of $100 worth of cryptocurrency and $5 in OXT for watching a short video! | I will pay you $2 | Terms |
Constant | $10 in interest received after depositing $10 and holding for 1 month! | I will pay you $2 | Terms |
Crypto.com | $50 for staking 50 MCO for 3 months! | I will pay you $20 | Terms |
Donut | $10 for depositing $10 in cash or Bitcoin. | I will pay you $2 | Terms |
Gemini | $10 worth of Bitcoin for trading $100. | I will pay you $2 | Terms |
Voyager | $25 worth of Bitcoin for trading $100 on the app. | I will pay you $5 | Terms |
Fluz | $10 in vouchers + another $5 credit for linking a bank and purchasing an e-gift card! | I will pay you $1 | Terms |
Rakuten | $10 after spending $25 or more. | I will pay you $5 | Terms |
Honey | 100 Honey points and free cashback for shopping online! | I will pay you $1 | Terms |
Hello Fresh | $40 off your first home meal delivery! | I will pay you $2 | Terms |
DoorDash | $5 of your first three DoorDash orders. | I will pay you $2 | Terms |
GrubHub | $10 off your first order when you sign up using my link! | I will pay you $2 | Terms |
WW: 22043508 PH: 164377
2020 IPOs ▲5.66% Logistics ▲1.85% POGO Gaming ▲1.80%
MiddleClass ▼1.17% D30 Targets ▼0.12% Fast Food ▲0.02%
MB is posted to /PHinvest every Monday and Wednesday, but my newsletter goes out daily. To stay in the loop for daily email delivery, please join the barkada by signing up for the newsletter, or follow me on Twitter.
- Century Pacific [CNPF 16.20 ▲1.50%] signs $50m contract with Linaco Group, a Malaysia coconut producer… the multi-year deal will expand the cooperation between the two companies that started two years ago, where CNPF produces white-label coconut products for Linaco Group, which Linaco Group then re-sells under its own branding/packaging. This is sometimes known as “contract manufacturing”, “white-label”, or “OEM” (original equipment manufacturer), but it all means the same thing: Company A makes the product and sells it to Company B, and Company B then sells the product to the public under Company B’s branding and packaging.
- MB: CNPF is a recent entrant into the coconut business, but has done well for itself since doing so, supplying Vita Coco under a long-term contract, and branching out into several coconut product categories like desiccated coconut, virgin coconut oil, coconut flour, and coconut milk. CNPF appears to be the main competitor of Axelum Resources [AXLM 2.36 ▼0.84%], which recently revealed that it struggled to source coconuts during the ECQ lockdown and left many customer orders unfilled as a result of prioritizing “its most important customers”. CNPF did not make clear if it suffered from the same supply chain issues, with the underlying coconut market growing for both, it will be interesting to see how this emerging rivalry plays out.
- Vantage Equities [V 1.12 ▲10.89%] profit ▲118% y/y… Q2/20 profit of P418m, up 118% from Q2/19 profit of P191m. V is an investment holding company that invests directly in stocks, bonds, and other companies. V owns a payments and remittances subsidiary that noted a 70% decrease in net income. V attributes this drop first to “stiff competition” in the remittance space, and second to the COVID pandemic. The other side of V’s business, the management of assets like stocks, bonds, or other securities, V said that it was “light already on equities” when the mid-March crash hit, so they were not impacted by the sell-off except in their mutual fund holdings. V said that their fixed income portfolio gains offset the losses from the mutual fund side, and then “were able to ride out the volatility and are now booking gains from the fixed income portfolio.”
- MB: *Referring to COVID specifically, V says that it expects “assets under management to remain at these levels until there is a cure for COVID19 and we see a recovery in economic growth.” V is referring to the 6000-level of the PSE when they talk about “these levels”. Even more interestingly, V says that “with rising cases and a failure to contain the spread of the virus, there is a risk that asset prices may fall back to their lows.” V is referring to the 4500-to-5000 level when they talk about prices falling “back to their lows.” That’s something to keep an eye on. TL;DR: The market is sideways until we have a vaccine, unless virus spread continues unconstrained. Then we’ll re-test those scary lows. *
- MB (1): Ok ok ok... for any of my new subscribers who were not around to read my take on V's Q1 results, you missed out on the best paragraph of MDA text that I've ever read, wherein V summarized the absolute insanity that was the social and economic context for everything that happened in Q1. It's worth a re-read so for your reading pleasure I've included it below. I just wish they'd have continued the post-apocalyptic fanfic into Q2... "The start of 2020 was not auspicious at all as first, markets were put into turmoil when Trump killed an Iranian general in a drone strike. Oil spikes 5% and USD/PHP goes from 50.60 to 51.20. Next was the Taal Volcano eruption, closing down cities as far as NCR. All of this happened in January. Also we get the first reports of a killer virus in Wuhan. This eventually spreads from China to all over the world, eventually sending the globe into lockdown. As the coronavirus spreads, US Treasury yields start falling. From around 1.8%, the 10y UST hits a low of 0.318% before eventually settling around 0.50%. The 30y UST yield hits below 1%, the first time in recorded history. Equity markets fall 3%, the worst declines since the Great Depression. The Fed has to go into crisis management and swiftly announces it will do everything to support the economy. They slash interest rates by 1%, essentially driving rates down to zero. It also promises unlimited asset purchases, with a wide scope of bonds that it can purchase, including MUNI bonds and junk bonds. Here in the Philippines NCR and Luzon is put under lockdown, with business grinding to a halt. After closing for a few days, PSE reopens and is promptly down 20% to 4000 but eventually recovers some of its losses. As liquidity becomes scarce, fixed income markets are hit hard, with banks seen liquidating their holdings. From trading at 3.125%, the benchmark 10-64 was sold to as high as 5.575 before BSP calmed markets by announcing its own bond buyback program. BSP also promptly cuts 50bp in an unscheduled meeting, and cuts RRR by 200bp. The 10-64 and bonds across the curve start being bought, with the yield down to 4.7%."
- Rockwell Land [ROCK 1.55 ▲1.97%] profit ▼108% y/y… Q2/20 loss of P47m, down 108% from Q2/19 profit of P564m. Remind me if you’ve heard the one about the Manila-based real estate developer with hotel interests that had a bad time during the pandemic and lockdown. Anyway, ROCK is not particularly different from its peers in that it suffered downturns in its residential and commercial segments, but it is also worth noting that ROCK’s hotel segment was crushed by the virus and managed to turn in a P7m net loss for the quarter.
- MB: The company is not in any danger, as it just concluded a P1.68bn buy-back of its seven-year bonds under a buy-back program it started 6 weeks ago. Though it’s clear that ROCK’s NCR-heavy focus, and consumption-heavy focus (hotels, cinemas, malls) hurt the company in ways that other firms which were more geographically diversified and socio-economically diversified were not.
- ABS-CBN [ABS 7.25 ▼1.36%] unable to file Q1 and Q2 earnings reports on time… the ex-top broadcaster, owned by the Lopez Family and denied legislative renewal of its broadcast franchise by the… by Congress, disclosed yesterday that the non-renewal caused ABS’s auditor to request additional documents and extend the length of its audit. This, according to ABS, has put ABS in a position to miss the filing deadline for those quarters without incurring “unreasonable effort or expense”.
- MB: Despite being railroaded out of domestic broadcasting and clearly still trying to administratively come to grips with the implications of that, ABS appears to be pivoting hard to digital, and… having some success? ABS just passed the 10 million subscriber mark for its YouTube channel, which is still the most-subscribed domestic news channel. No investor should expect some kind of Christmas Miracle here, though, as this is not like some 80s movie where a quick montage and some fighting spirit will replace the gaping hole in ABS’s revenues with an upstart digital presence. Revenue growth here will take time… and it comes with certain risks, such as how GMA’s Youtube channel was hacked yesterday to display “SpaceX Live” as its channel title and a scam bitcoin giveaway as its top video.
Robinhood | $2 - $200 of stock for opening an account. No deposit required. | I will pay you 50% of the stock I get up to $50 | Terms |
---|---|---|---|
Aspiration | $50 for spending $250 with their debit card within 3 months. | I will pay you $10 | Terms |
Chase Checking Account | $200 for opening a Chase Checking account with qualifying direct deposit. | I will pay you $10 | Terms |
Chase Freedom Unlimited | $200 for signing up for a Chase Freedom Unlimited credit card and spending $500 within 3 months. | I will pay you $20 | Terms |
Chase Sapphire Preferred | 60,000 bonus points with Chase Sapphire Preferred After you spend $4,000 on purchases in the first 3 months, that's $750 toward travel when you redeem through Chase Ultimate Rewards®. | I will pay you $25 | Terms |
Amex Gold Card | 40,000 Membership Rewards points after you spend $4,000 on purchases on your new Card in your first 3 months of Card Membership. | I will pay you $25 | Terms |
N26 | $10 For depositing $20 and spending $20 with your N26 debit card (I just reload my Amazon gift card balance) | I will pay you $5 | Terms |
OneFinance | $20 for depositing $100 from any source + $5 for downloading the app. | I will pay you $5 | Terms |
SoFi Money | $25 for depositing $500 from any source. | I will pay you $10 | Terms |
SoFi Loans | $300 for refinancing a student loan or taking a personal loan. | I will pay you $50 | Terms |
SkyOne Credit Union | $25 for opening an account, deposit $25 and keep open for 30 days. | I will pay you $5 | Terms |
BlockFi | $10 in BTC for depositing $100 of crypto and holding for 30 days! | I will pay you $2 | Terms |
Coinlist | $10 in BTC for making a single trade of $100 worth of cryptocurrency and $5 in OXT for watching a short video! | I will pay you $2 | Terms |
Constant | $10 in interest received after depositing $10 and holding for 1 month! | I will pay you $5 | Terms |
Crypto.com | $50 for staking 50 MCO for 3 months! | I will pay you $20 | Terms |
Donut | $10 for depositing $10 in cash or Bitcoin. | I will pay you $2 | Terms |
Gemini | $10 worth of Bitcoin for trading $100. | I will pay you $2 | Terms |
Voyager | $25 worth of Bitcoin for trading $100 on the app. | I will pay you $5 | Terms |
Fluz | $10 in vouchers + another $5 credit for linking a bank and purchasing an e-gift card! | I will pay you $1 | Terms |
Rakuten | $10 after spending $25 or more. | I will pay you $5 | Terms |
Honey | 100 Honey points and free cashback for shopping online! | I will pay you $1 | Terms |
Hello Fresh | $40 off your first home meal delivery! | I will pay you $2 | Terms |
DoorDash | $5 of your first three DoorDash orders. | I will pay you $2 | Terms |
GrubHub | $10 off your first order when you sign up using my link! | I will pay you $2 | Terms |
Robinhood | $2 - $200 of stock for opening an account. No deposit required. | I will pay you 50% of the stock I get up to $50 | Terms |
---|---|---|---|
Aspiration | $50 for spending $250 with their debit card within 3 months. | I will pay you $10 | Terms |
Chase Checking Account | $200 for opening a Chase Checking account with qualifying direct deposit. | I will pay you $10 | Terms |
Chase Freedom Unlimited | $200 for signing up for a Chase Freedom Unlimited credit card and spending $500 within 3 months. | I will pay you $20 | Terms |
Chase Sapphire Preferred | 60,000 bonus points with Chase Sapphire Preferred After you spend $4,000 on purchases in the first 3 months, that's $750 toward travel when you redeem through Chase Ultimate Rewards®. | I will pay you $25 | Terms |
Amex Gold Card | 40,000 Membership Rewards points after you spend $4,000 on purchases on your new Card in your first 3 months of Card Membership. | I will pay you $25 | Terms |
N26 | $10 For depositing $20 and spending $20 with your N26 debit card (I just reload my Amazon gift card balance) | I will pay you $5 | Terms |
OneFinance | $20 for depositing $100 from any source + $5 for downloading the app. | I will pay you $5 | Terms |
SoFi Money | $25 for depositing $500 from any source. | I will pay you $10 | Terms |
SoFi Loans | $300 for refinancing a student loan or taking a personal loan. | I will pay you $50 | Terms |
SkyOne Credit Union | $25 for opening an account, deposit $25 and keep open for 30 days. | I will pay you $5 | Terms |
BlockFi | $10 in BTC for depositing $100 of crypto and holding for 30 days! | I will pay you $2 | Terms |
Coinlist | $10 in BTC for making a single trade of $100 worth of cryptocurrency and $5 in OXT for watching a short video! | I will pay you $2 | Terms |
Constant | $10 in interest received after depositing $10 and holding for 1 month! | I will pay you $5 | Terms |
Crypto.com | $50 for staking 50 MCO for 3 months! | I will pay you $20 | Terms |
Donut | $10 for depositing $10 in cash or Bitcoin. | I will pay you $2 | Terms |
Gemini | $10 worth of Bitcoin for trading $100. | I will pay you $2 | Terms |
Voyager | $25 worth of Bitcoin for trading $100 on the app. | I will pay you $5 | Terms |
Fluz | $10 in vouchers + another $5 credit for linking a bank and purchasing an e-gift card! | I will pay you $1 | Terms |
Rakuten | $10 after spending $25 or more. | I will pay you $5 | Terms |
Honey | 100 Honey points and free cashback for shopping online! | I will pay you $1 | Terms |
Hello Fresh | $40 off your first home meal delivery! | I will pay you $2 | Terms |
DoorDash | $5 of your first three DoorDash orders. | I will pay you $2 | Terms |
GrubHub | $10 off your first order when you sign up using my link! | I will pay you $2 | Terms |
![]() | Here's a great list of promo codes, referrals, and bonuses to get into cryptocurrency or accumulate more with a minimum of $160 (up to $320) in free cash/Bitcoin bonuses from BlockFi ($20 Bitcoin), Celsius Network ($40 Bitcoin), Crypto.com ($50 Cash), Voyager ($25 Bitcoin), Gemini ($10 Bitcoin), Coinbase ($10 Bitcoin + $160 Bonus), and Crypterium ($5 Cash) by signing up and making a small deposits/transactions! All companies are regulated and licensed in the US and globally. submitted by cryptomiles to referralcodes [link] [comments] Crypto.com, Celsius Network, BlockFi, Gemini, Liquid, Coinbase, and Crypterium are open to users globally, but Voyager is for US customers only. All bonuses post immediately after you make a deposit or buy crypto which you can sell and cash out to your bank. In addition, you'll earn up to 11% APY interest annually on your crypto you hold and deposit into your accounts at Voyager (up to 6%), BlockFi (up to 8.6%), Celsius Network (up to 11%) and Crypto.com (up to 12%) on Bitcoin, Ethereum, USD stablecoins, and others. More details below! Be sure to use each link or code to get every bonus and thank you!
BlockFi ($20 in Free Bitcoin + Earn up to 8.6% Per Year on Crypto Deposits)Sign up for BlockFi (https://blockfi.com/?ref=c316afd8) by August 14, 2020 and receive $20 in free Bitcoin bonus when you deposit $500 or more in crypto and maintain that balance or greater through September 14, 2020. This promotional $20 Bitcoin bonus is available to all customers globally!Plus you'll earn up to 8.6% per year on the cryptos you deposit into your BlockFi account like Bitcoin, Ethereum, Litecoin, PAX, GUSD and USDC. Interest is compounded monthly and paid out every month. You can download the iOS app (https://apps.apple.com/us/app/blockfi/id1506274532) or Android app (https://play.google.com/store/apps/details?id=com.blockfi.mobile). Be sure to use referral code c316afd8 during signup to get your $20 Bitcoin bonus after initial $500 or more deposit. You must register by August 14, 2020 and maintain a balance of $500 or more until September 14, 2020 to receive your $20 in free Bitcoin bonus. BlockFi supports bank wire transfers and deposits via crypto. If you want to buy crypto and deposit on BlockFi, you will need to use Coinbase, Gemini, Liquid or Binance to link your bank account to buy crypto and transfer to BlockFi. In addition to earning interest on your crypto deposits, BlockFi allows you to exchange cryptos like BTC for Ethereum and take out a loan without selling your crypto. BlockFi is available to all customers globally including in all 50 US states! BlockFi is a licensed and regulated company in the United States. Remember to sign up at https://blockfi.com/?ref=c316afd8 by August 14, 2020 and maintain a balance of $500 or more until September 14, 2020 to get your $20 in free Bitcoin bonus. Thank you! Celsius Network ($40 in Free Bitcoin + Up to 11% APY Interest)Sign up on Celsius Network (https://celsiusnetwork.app.link/1891962be1) and you'll get $20 in free Bitcoin (BTC) after first deposit of $200 or more in crypto (like Bitcoin, Ripple, Ethereum, USDT, USDC) within 30 days! In addition, there are additional promotional codes that you can input into the app after you complete the registration and KYC process which will earn you an additional $20 in free Bitcoin after additional deposits totaling $200 or more. You'll earn a total of $40 in free Bitcoin bonuses!You'll also earn up to 11% APY interest on all the cryptos you deposit including BTC, ETH, BCH, LTC, XRP, XLM, and USD stablecoin (like USDC, USDT, DAI, PAX) with no fees to deposit or withdrawal! After you make your initial $200 or more in crypto deposit to get $20 in free Bitcoin, enter the following promo codes in the app to earn additional $20 more free Bitcoin:
I love Celsius because interest is paid out every Monday! Your free Bitcoin is locked for 30 days after your initial deposit and available to withdrawal after 30 days. You cannot withdraw any funds deposited for 30 days or else you will lose the Bitcoin bonus! At the moment you can't link a bank account to deposit cash to your Celsius Network account so you'll need to use Coinbase, Liquid, Binance or Gemini to buy crypto like Bitcoin or USDC and transfer to your Celsius account. Then transfer back to cash out and back to your bank. Remember to use my Celsius Network referral link - https://celsiusnetwork.app.link/1891962be1 or use promo code 1891962be1 during registration. In summary, you will earn a total of $40 in free Bitcoin after depositing at least $400+ in crypto into your Celsius Network account within 30 days. If you want to buy more CEL token (Celsius Network token) to earn higher interest on your crypto deposits, signup for Liquid crypto trading platform to buy or sell and earn 10% back on all trading fees - https://www.liquid.com/sign-up/?affiliate=InZmUQNE727430 Thank you! Voyager ($25 in Free Bitcoin + Up to 6% APY Interest)Get $25 in free Bitcoin (BTC) when you download and signup for the Voyager Crypto Trading App with code O6E5JJ and trade at least $100 or more in crypto (buy and/or sell).To get your $25 in free Bitcoin after trading (buy/sell) $100 or more in crypto, use reward/referral code O6E5JJ during registration:
Voyager App offers commission-free cryptocurrency trading for over 20 cryptos and its currently available to residents in all U.S. states (excluding New York state). Plus, you can earn monthly interest on your crypto holdings up to 6% APY interest annually on Bitcoin, Ethereum, Litecoin, USDC, and USDT! Please use my referral code by downloading the iOS app or Android app and use reward/referral code O6E5JJ during registration. Its an easy way to earn a $25 worth of free Bitcoin after you buy $100 or more in crypto and cash out the profit back to your bank! Thank you! Crypto.com ($50 Cash Bonus + Up to 12% APY Interest)Get $50 free cash bonus when you signup and open a Crypto.com account (https://platinum.crypto.com/bcsbb2r465) or use referral code bcsbb2r465 during registration. After you buy and hold 50 MCO (Crypto.com) tokens, the $50 cash bonus is unlocked to your wallet to spend with your free MCO Visa prepaid card which earns up to 5% cashback on all purchases with free Netflix, Spotify or Amazon Prime membership!Crypto.com is the best place to buy and sell cryptocurrency with fees as low as 0.10%. Plus you'll earn up to 8% interest per year on the cryptos you deposit into your Crypto.com account like Bitcoin, Ethereum, Litecoin, Binance Coin, and PAX Gold. You'll earn up to 12% interest per year on stablecoin deposits like USDT, USDC, DAI, PAX, GUSD and TGBP. Interest is paid weekly! You can buy 50 MCO (Crypto.com) tokens via the Crypto.com app with bank transfer, credit card or crypto like Bitcoin. 50 MCO will cost between $200 to $250 depending on the price of MCO tokens. The 50 MCO tokens will be locked up for 6 months. Visit https://platinum.crypto.com/bcsbb2r465 or download the Crypto.com app for iOS or Android and use my referral code bcsbb2r465 during registration to get your instant $50 cash bonus. Gemini ($10 in Free Bitcoin)Get $10 in free Bitcoin when you signup for Gemini, a US-based Regulated Cryptocurrency Exchange. This offer is available to NEW USERS ONLY residing in the United States, United Kingdom, Canada, Hong Kong, Singapore, and South Korea.Follow these steps:
Thank you! Liquid (Earn 10% Back on All Crypto Trades)Sign up for Liquid (https://www.liquid.com/sign-up/?affiliate=InZmUQNE727430), the world's most comprehensive and secure cryptocurrency trading platform, and earn 10% back on all trading fees paid on your cryptocurrency trades like Bitcoin, Ethereum, Bitcoin Cash, and XRP including Celsius (CEL) and Crypterium (CRPT) tokens. Liquid offers trading fees as low as 0%.Plus you can deposit fiat/cash via bank transfer to your Liquid account in currencies like USD, EUR, SGD, AUD, PHP and HKD. Liquid is NOT available to users in United States of America and Japan. To earn 10% back on all crypto trading fees, sign up at https://www.liquid.com/sign-up/?affiliate=InZmUQNE727430 or use referral code InZmUQNE727430 during registration. If you would like to earn additional signup bonuses with the Celsius (free $10 in Bitcoin after $200+ crypto deposit) and Crypterium (free $5 bonus after $60 or more in crypto trades) wallet apps, visit https://celsiusnetwork.app.link/1891962be1 and https://crypterium.app.link/DU5iX9vsDY Thank you! Coinbase ($10 in Free Bitcoin + $160 in Bonus Crypto)Sign up for a Coinbase cryptocurrency account (https://www.coinbase.com/join/5a29d6adad50d7010b47bac0) and get $10 of free Bitcoin (BTC) after you buy or sell $100 or more in cryptocurrency like Bitcoin, Ethereum, and Bitcoin Cash. You will also need to verify your identity. This offer is available to all customers globally!In addition, get up to $150 in free cryptocurrency by learning, watching videos, and answering simple questions about other cryptocurrencies like EOS (up to $50 bonus), Orchid (up to $50 bonus), Tezos (up to $6 bonus), Stellar Lumens (up to $50 bonus), and Compound (up to $9 bonus) without any deposit or trading required. You can easily make up to $160 in free cryptocurrency and cash out the money back to your bank! You can also earn 0.15% annual interest holding USDC tokens (for US customers) and 4% annual interest staking Tezos tokens (for US, UK, and EU customers)! Coinbase is one of the most trusted and easiest place to buy, sell, and manage your digital currency portfolio and its available in 100+ countries around the world! Coinbase allows you to deposit/withdrawal funds via free bank transfer, credit/debit card or bank wire. Remember to use my referral link to get your $10 of free Bitcoin after trading $100 or more in crypto plus another $150 in free crypto bonuses - https://www.coinbase.com/join/5a29d6adad50d7010b47bac0 Thank you! Crypterium ($5 Cash Bonus)Have you tried the Crypterium App (https://crypterium.app.link/DU5iX9vsDY) for iOS and Android? It lets you buy, send, exchange or cash out crypto, and even get the first global crypto card! The Crypterium Wallet is regarded as one of the most promising fintech solutions by KPMG and H2 Ventures. Making crypto as easy to spend as cash!The Crypterium App supports cryptocurrencies such as Bitcoin, Ethereum, Litecoin, Bitcoin Cash, CRPT, XRP, LINK, MKR, QASH, BAT, ZRX, REP, OMG, USDC, USDT, DAI, and EURS. Sign up now and get a $5 cash bonus by verifying your identity and make a transaction worth €50/$60 or more (like buy crypto) via the Crypterium Wallet app. Register at https://crypterium.app.link/DU5iX9vsDY to receive a link to download the app or use my referral code cdgy4 during signup at https://crypterium.com and get your $5 cash bonus! Thank you! https://preview.redd.it/cb7efko4gpf51.png?width=1818&format=png&auto=webp&s=dcccc629958577f2cde513dd4b8f2eb9eb3b0017 |
![]() | There are a lot of awesome referral opportunities out there, these are my personal favorites! All these offers (besides Gemini) are US only. submitted by TylerLozano to Referral [link] [comments] Banks
Stocks
Cryptocurrency
Credit Cards
Other
--Details on each offer below--Banks-SoFi MoneySoFi is a bank/app that give out $50 for anyone who signs up for a SoFi Money (bank) account using a referral code and deposits $500 from any source. So all you have to do is open an account with a referral link, deposit $500, and then instantly collect the bonus and then take it all back.And you can close the account at any time with no fees or consequences- referral link- https://www.sofi.com/invite/money?gcp=e65d8ea1-fd35-40bc-b801-547c3fc6e749 ChimeChime is a bank/app which pays you a $50 bonus for opening an account via a referral code making a $200 direct deposit. There are no catches, and you can close the account at any time fee free as soon as you register their debit card (gotta wait a few days to get it in the mail).A "direct deposit" technically means that they want you to deposit the money right from payroll, Social Security, or other direct payment, but you can actually meet this requirement simply by transferring in $200 from virtually any source including bank accounts, cashapp, etc. referral link- https://chime.com/milazadrozny WingsWings Financial Credit Union is a bank offering $50 for opening a checking account, setting up eDocuments, and either doing 5 debit card transactions of $5 or more (anything counts, including Amazon GC reloads), OR a direct deposit of $300+ in 60 days.No fees, can withdraw and close account any time. referral link-https://www.wingsfinancial/newcustform/109cb9ea AspirationAspiration is an online bank which is offering a free $50 bonus for simply opening an account via a referral link and spending $250, and an extra $100 for $1000 spend in 3 months.So all you have to do is open a “Spend & Save” account using a referral link, spend $250/1000 using their debit card within 3 months, and then you will get $50/150 posted to your account! There are no fees to worry about! You can close the account fee free whenever you want! referral link- https://my.aspiration.com/app/token/referral/232Y47KAE4OG8Y8W/ StashStash is a finance app that gives out $20 for anyone who signs up for the Stash (bank) or Stash Invest account via my referral link and deposits at least $5 from any source (payroll, another bank account, PayPal, etc.) So all you have to do is open an account with a referral link, deposit $5, and then the bonus will post to your account!The app will ask you to open a paid account, but you can simply open a "beginner" account for $1 a month, and then close your account after 1 month after you get your $20 bonus. referral link- https://get.stashinvest.com/amadeowpr10 CatchCatch is a banking app/website which pays you a $25 bonus for making $100 worth of deposits from any source (the app must auto-withdraw $100 worth of "income", I'll explain how this works below). You need to set up a savings plan for a specific goal, and what % of your "income" you want to go towards it (retirement, unplanned healthcare costs, etc). Catch has no idea what your actual income is, so they auto-detect every deposit to your bank and ask you which deposits they should count as income, and what % of that "income" they should auto-save on their app for that month.This is very easy to game, you can define ANY detected deposit as "income" manually in the platform and it will withdraw funds according to the % of income withdrawal rule you set. For example, you can deposit $10 into your bank account from somewhere else, set the app to withdraw 1000% of your next "paycheck" (for example, if you set a "save for planned time off" goal, you can say you wanna save for a ton of days off until it says it will save 1000% per paycheck", mark that $10 as a "paycheck" in the platform, and the app will automatically take out the $100 right there and you will get your bonus. You can then immediately change the rule to minimum 1% of "income", withdraw your bonus, and close your account fee free! referral link- https://app.catch.co/?r=AMA323 SkyOneSkyOne is a credit union which will pay you a $25 bonus for opening a checking account with a referral link, making a $5 opening deposit, and keeping your account open for at least 30 days.This credit union services the SoCal area, but anyone nationwide can sign up if you follow the steps detailed below. People are normally required to make a donation to a local charity to qualify for a local credit union bank account when they don't live in the area, but SkyOne will actually pay for a donation to the "Surfrider Foundation" themselves because they want everyone on the US to be eligible! In other words, you don't have to spend a dime! Simply click ("None of the above? We've got you! SkyOne will make a one-time donation to one of the following non-profits") on the eligibility page when signing up. https://refer.skyone.org/amadeoruiu3 Premier Members Credit UnionPremier Members Credit Union is a credit union which will pay you a $50 bonus for opening a money market account with a referral link, and making a $5 opening deposit. They will also require you to open a savings account alongside the money market account, which also requires a $5 opening deposit.They are located in Boulder Colorado, but will allow anyone to create an account with them as long as you make a $5 donation to one of their local charities (they walk you through it during account signup). That's a total profit of $45! And you can close the account at any time, fee free! referral link (please remember to use my referral code during the account setup too)- https://www.pmcu.org/referred-by-a-friend/VFVJEVQQQ/ OxygenOxygen is a mobile banking app that will pay you $25 for opening an account, depositing $200, and doing 5 debit card transaction within 60 days (You can just buy 5 $1 Amazon GC's reloads, they don't care what the purchase is. Lots of different ways to easily getr this). PM me for a link.Stocks-WebullWebull is a commission free stock trading platform/app which is giving out 2 free stocks (1 worth $2.50-$250, and another worth $12-$1400) for opening an account via a referral link and making a $100 deposit.Webull is available on iOS and Android, or you can use their website. referral link- https://act.webull.com/kol-us/share.html?hl=en&inviteCode=PUnH4ruayL3j PublicPublic is another commission free stock trading app which gives you a free stock (valued up to $50) when you create an account via a referral link. No initial deposit is required.Available on iOS or Android only. referral link- http://share.public.com/rayruiu FirstTradeFirstTrade is a commission-free stock trading app which gives you a free stock (valued up to $200) when you open an account via a referral link. No initial deposit is required.Available on iOS or Android only. referral link- https://share.firstrade.com/MilaAQOK DoughDough is a commission free stock trading app which gives you a free stock (valued $2- $200) when you open an account via a referral link. No initial deposit is required, though you need to deposit $25 in order to make your first withdrawal (you can also withdraw your initial $25 too).Available for iOS or Android only. referral link- https://dough.com/referrals?referral=XPSSX6DFNF&referredby=Mila TradeUpTradeUP is a commission free stock trading app which gives you a free stock (valued $2.50-250) for opening an account via a referral link. No deposit required.Additionally, they will give you a second stock (valued $8-$1000) for making a $100 deposit. Available for iOS or Android only. referral link- https://tradeup.marsco.com/activity/market/us-open-price/#/share?invite=6NDX1U RobinhoodRobinhood is a stock trading platform/app which gives you a free stock (valued $2.50 - $200) when you open an account via a referral link. No initial deposit is required.Available on iOS and Android, or you can use their website. referral link- https://invite.robinhood.com/amadeor3/ AcornsAcorns is an online investing app (iOS or Android) which is offering a free $5 bonus for simply opening an account via a referral link, depositing $5, and keeping the money in the account until the 15th of the following month. You can then withdraw the money and close the account, fee free!If you keep the account longer, they may charge you a $3 fee, so be sure to close it after the 15th on the following month from when you signed up. Acorns is available on iOS and Android, or you can use their website. referral link- https://www.acorns.com/invite/TLBCPD/ MoomooMoomoo is a commission free stock trading app which gives you a free stock (valued $10-$1000) for opening an account via a referral link and making a $500 deposit.Moomoo is available on iOS or Android only. referral link- https://j.moomoo.com/000LR3 M1 FinanceM1 Finance is an investing account, like Robinhood or Webull. If you open an account using a referral link, deposit $100 to a brokerage account, and keep that initial deposit in your account for 30 days, you will get a free $10 bonus that posts within 14 days.M1 Finance is available on iOS or Android only. referral link- https://m1.finance/J6aLCt6SRGdW RoundRound is an online auto-investing app (iOS only) which is offering a free $20 bonus for simply opening an account via a referral link and depositing $500. Alternatively, you can get $100 if you deposit $10,000.Round is available on iOS only. referral link- https://app.investround.com/inviteCode/amadeo-r360s0 SoFi InvestSoFi gives $50 for anyone who signs up for a SoFi Invest account via a referral link and deposits $1000. This offer stacks with the SoFi Money $25 offer (see details above), so you can do both!Plus, you can get another $25 cash bonus when you buy $10 or more of crypto like Bitcoin, Litecoin or Ethereum. That's a total of $75 cash bonuses with SoFi Invest! referral link- https://www.sofi.com/share/invest/2498539 E*TradeE*Trade is one of the biggest stock trading platforms out there, and they are offering new users a cash bonus for opening an account using a referral code and depositing funds. Your cash bonus varies based on how much you deposit-
Personal CapitalPersonal Capital is a finance tracking website similar to Mint but tailored for investment accounts. If you open an account and link a qualified investment account for tracking (e.g. taxable brokerage, 401k, IRA, 529, etc) with more than $1000 in it, they will give you a free $20 amazon gift card within a couple weeks.Accounts that do not qualify as valid investment accounts include bank, credit or debit card, Paypal, Stash, Acorns, Kapitall, Groundfloor, WageWorks HSA, Coinbase, digital currency exchanges, and manual investment accounts. Robinhood works! Referral link- https://share.personalcapital.com/x/oGFEyl Cryptocurrency-VoyagerVoyager is a crypocurrency trading app (iOS/Android only) which will pay you $25 in free bitcoin for trading $100 on the app! Make sure to use the referral code "AMA60T" in the “Reward Code” field when you create your account. The bonus posts within a couple of days, from my experience.Referral link- iOS- https://apps.apple.com/us/app/voyager-buy-bitcoin-crypto/id1396178579 Android- https://play.google.com/store/apps/details?id=com.investvoyager ConstantConstant is a cryptocurrency P2P investing platform which will give you $10 for signing up using a referral link, verifying your ID (pass KYC), and depositing $10.So all you have to do is open an account using a referral link, verify your ID, deposit $10 via any means, and then you will get a $10 bonus that posts instantly and you can withdraw to your bank immediately. No deposit required. https://www.myconstant.com?r=annoyedproduct CelsiusCelsius is a cryptocurrency investing platform which will give you $40 for signing up using a referral code and depositing $200 worth of cryptocurrency. To get the full $40, enter the code "SUMMER" before making your first deposit. You must keep your deposit in the app for 30 days to get the full $40 bonus. You get $20 for the normal referral program and the additional $20 for entering the "SUMMER" code.You can then withdraw the full $240 and close your account fee free. Crypto.comCrypto.com is a cryptocurrency investing platform which will give you $50 for signing up using a referral link, and "staking (aka, buying and holding) 1000 CRO (their special cryptocurrency, worth approximately $170) for 6 months. You need to apply for their "Ruby Steel" debit card when applying, its a 0 risk debit card, no credit impact, no fees. Combo's well with the Celsius promo if you need a platform to send cryptocurrency from, and you can send the $50 bonus crypto to celsius instantly.
GeminiGemini is a cryptocurrency trading app/websitewhich will give you $10 worth of bitcoin for signing up using a referral link and buying/selling $100 worth of cryptocurrency.Unlike the other offers listed here, this one can be used anywhere in the US (except NY), as well as Puerto Rico, Australia, Canada, Hong Kong, Singapore, South Korea, and the United Kingdom. This bonus posts VERY quickly, within a day or two. https://gemini.com/share/rllzke26 CoinbaseCoinbase is a cryptocurrency trading platform which will pay you $10 in free bitcoin for trading $100 on the platform!I would be grateful if you used my referral link- https://www.coinbase.com/join/ruiu_8 They will also give you $12 worth of the "Orchid" cryptocurrency (which can be immediately re-sold for cash) if you watch 3 short videos and answer 3 easy questions. https://coinbase.com/earn/oxt/invite/t0wvs4k2 Credit Cards-Chase FreedomChase will pay you $200 for signing up for a Chase Freedom Unlimited credit card with a referral link and spending $500 it within the first 3 months. This is one of the best credit card bonuses in the industry!All you have to do is sign up for a Chase Freedom Unlimited credit card using my referral link, spend $500 within the first 3 months, and then get your $200! You can cancel the card at any time with no fees or penalties. https://www.referyourchasecard.com/18/ONLMEFPEFJ Discover ITDiscover will pay you $50 for signing up for a Discover IT credit card with a referral link and making ANY purchase using it within the first 3 months. This is one of the easiest credit card bonuses in the industry!All you have to do is sign up for a Discover IT credit card using my referral link, make ANY purchase using it within the first 3 months, and then get your $50! You can cancel the card at any time fee free. https://refer.discover.com/s/hhti4m Other-RootRoot is an auto insurance app(iOS/Android) that will pay you $25 to download their app, let it track your driving for 3-4 weeks, and then offer you an auto insurance policy based on your driving data. You can easily ignore their policy offer, take the bonus, and walk away with the $25 bonus which then then go to your PayPal account, sent as a check, etc.https://rootbonus.com/AmadeoRuiu SoFi LoansSoFi loans is offering a $300 bonus for people who opens a new personal loan or refinance an existing student loan.You should research the pros and cons of student loan refinancing before you consider this option, You can lower your interest rate, but lose some benefits from the federal government. Whether this is worth it to you will depend on individual circumstances. There's also the option of taking out a SoFi loan. www.sofi.com/share/2498539?src=copy https://preview.redd.it/10gu9699unj51.jpg?width=800&format=pjpg&auto=webp&s=4648451f9e54c0e1a2c1ab452bcbc02bcd221167 |
Bitcoin - the possible Pandora's Box of the currency world - has never been short of controversy.Whether it be aiding the black market or scamming users out of millions, bitcoin is no stranger to LocalBitcoins lets you buy Bitcoin without verifying ID, but only up to 1,000 euros or equivalent per year. It does not let you sell Bitcoin without verifying identity. Paxful does not require ID verification for account creation, but requires verification for accounts that reach the equivalent of US$1,500 in trade volume or wallet activity. Hate providing your photo ID to different Bitcoin exchanges? In this guide I will try to answer all your questions on how to buy Bitcoins and remain completely anonymous when using it. Buying Bitcoin Anonymously Summary In today's post, I'm going to show you exactly how to buy bitcoins with no ID or verification using a number of payment methods. By the way: You'll need a Bitcoin wallet before you buy since some exchanges require one. If you don't have a wallet, read our guide on the best Bitcoin wallets. Buying bitcoin with no ID usually has very high fees. Spot/Margin Trading Exchanges BitMEX. BitMEX is a Bitcoin Mercantile Exchange and derivative trading platform.It is operated and owned by HDR Global Trading Limited, which is registered in Seychelles. Bitmex has overwhelmingly the largest volume from all platforms in the industry, they have never been hacked and they are arguably the best bitcoin exchange for advanced day trading because of
[index] [358] [573] [222] [585] [418] [174] [95] [380] [577] [149]
You will learn how to buy bitcoin without id verification. Sometimes this is abbreviated as buy btc no id or how to buy bitcoin without id. Some people want ... Episode 43: Many want to know how to buy bitcoins without identification. The top five ways today are LocalBitcoins, Mycelium Local Trader, WallofCoins, Libe... https://local.bitcoin.com/r/xpdeus - This is the best place to buy bitcoins with paypal. You can do it directly from people near you. No id verification is b... Buy bitcoin with credit card no ID verification (4 ways) - Duration: 14:46. Osu Limitless 107,723 views. 14:46. BITCOIN DUMBED DOWN - HOW TO GET STARTED - Duration: 22:56. How To Buy Bitcoin Anonymously - No KYC or ID Check Required - Duration: 19:31. Aaron Bennett 4,154 views. 19:31. Buy and sell Bitcoins anonymously: ...